xCheques.co.uk

We do live buy-now-pay-later lives now - yes, our parents wouldn’t be very pleased, if they’re not doing themselves, but that’s the way it is - nowadays, not many of us are prepared to wait …
Let’s face it, ths isn’t going to change in a hurry, credit cards offer borrowing made easy. And your flexible friend will even take on (a few) debts for you…
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The statistics now suggest that there may be as many as four million of us living in fuel poverty, defined as spending more than 10% of the weekly budget on fuel bills.

uSwitch, the utility price comparison site, says that we as consumers are having to pay the price for a serious lack of co-operation between the government, the energy suppliers and the various energy regulators.
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There are some things you can’t (immediately) do much about when it comes to your credit rating - some methods of credit score use your neighbours in the same postcode and their payment histories in the calculation, so glass half-full, if you live in a ‘good’ area your score will be dragged upwards by your neighbours and their fine ways. But on the other hand, if the post code isn’t so good… you know the rest. (more…)